Home Loans

If you’re looking for Pittsfield home loans or a home equity loan in Berkshire County, Credit Union of the Berkshires should be your first choice! Credit Union of the Berkshires has been serving the Berkshires for 75 years, we know the community and the people. We’re conveniently located in Pittsfield, MA and provide our customers with unparallelled service. There has never been a better time to become a member of Credit Union of the Berkshires!
Membership benefits include access to great home loan rates! Check out our latest rates below.

APR effective as of  August 1, 2015.

Home Equity Line of Credit

Five year draw period with up to 20 year repayment plan. Prime rate for the life of the loan. Based on 80% of the property value.

Home Equity Line of Credit Rates

Maximum $100,000

Term APR**
Up to 20 Years 3.25% Variable, Prime Rate, Maximum Rate 17%

Real Estate, Home Equity Loans

Home equity loans are for up to 10 years-3.75%, up to 15 yrs-4.75%, maximum $75,000. Based on 80% of the property value.

Real Estate, Home Equity Loan Rates
Term APR**
Up to 15 Years From 3.75%*

Home Owner Insurance required, payment does not include taxes or insurance, NMLS #774839

** Annual Percentage Rate

* Credit qualified. Annual percentage rate. See Loan Rates section for details on terms. Rates are subject to change any time. Real estate Loans can only be made on property located in Massachusetts within a 50 mile radius of the Credit Union.