(413) 443-1313 (800) 443-1314

LOAN RATES

Credit Union of the Berkshires loan rates beginning September 1, 2017

Auto Loan Rates

  APR** Monthly Payment Per $1,000
New Auto (16-17) 3 Years – 2.64%
$28.92
  4 Years – 2.64% $21.97
  5 Years – 2.64% $17.81
  5 1/2 Years – 2.64% $16.29
  6 Years – 2.64% $15.03
Used Auto (12-16) 3 Years – 2.64%
$28.92
  4 Years – 2.64% $21.97
  5 Years – 2.64% $17.81
  5 1/2 Years – 2.64% $16.29
Traditional Rates APR** Monthly Payment Per $1,000
New Car 16-17    
3 Years
2.64%
$28.92
4 Years 2.64% $21.97
5 Years 2.64% $17.81
5 1/2 Years 2.64% $16.29
6 Years 2.64% $15.03
Used Car 12-16
3 Years
2.64%
$28.92
4 Years 2.64% $21.97
5 Years 2.64% $17.81
5 1/2 Years 2.64% $16.29
Used Car 09-11    
3 Years
2.64%
$28.92
4 Years 2.64% $21.91
5 Years 2.64% $17.81
Vehicles 2008 and older APR** Monthly Payment Per $1,000
3 Years
5.25%
$30.08
4 Years 5.25% $23.14
5 Years 5.25% $18.99
Recreational Vehicles APR** Monthly Payment Per $1,000
3 Years
3.75%
$29.41
4 Years 3.75% $22.47
5 Years 3.75% $18.30
5 1/2 Years 4.00% $16.90
6 Years 4.25% $15.76

 

Personal Loans

Back To School Loan Special

APR** Monthly Payment Per $1,000
3 Year
5.99%
$30.42
4 Years 5.99% $23.36

Home Loans

Home Equity Line of Credit

  APR** Monthly Payment Per $1,000
20 year term, 5 year draw period, 15 year repayment period 4.25% Variable, Prime Rate, Maximum Rate 17%.

Other Details

Insurance Requirement

All mortgage loans require insurance in form and amount satisfactory to us. Cost of such insurance varies.

Estimated Fees

  • $250.00 Appraisal
  • $175.00 Mortgage Recordation
  • $75.00 Mortgage Discharge
  • $250.00 Attorney Fees

*Annual Percentage Rate

Homeowner insurance required, payment does not include taxes or insurance, NMLS #774839. Rates based on credit history and credit qualifications. Rates subject to change.

744 Williams Street
Pittsfield, MA 01201
Phone 413.443.1313
Toll Free 800.443.1314

744 Williams Street
Pittsfield, MA 01201

Phone 413-443-1313
Toll Free 800-443-1314
Teller Phone 413-443-3300
Fax 413-442-1124

OFFICE HOURS

Monday - Friday
9:00AM - 4:30PM
Saturday
9:00AM - 12:00PM

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Saturday
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