(413) 443-1313 (800) 443-1314

LOAN RATES

Credit Union of the Berkshires loan rates beginning September 1, 2021

Auto Loan Rates

Applicable Model Years APR** Monthly Payment Per $1,000
New Auto (20-21) 3 Years – 3.20%
$29.09
  4 Years – 3.20% $22.17
  5 Years – 3.20% $18.01
  5 1/2 Years – 3.20% $16.50
  6 Years – 3.20% $15.25
Used Auto (16-20) 3 Years – 3.90%
$29.39
  4 Years – 3.90% $22.46
  5 Years – 3.90% $18.31
  5 1/2 Years – 3.90% $16.81
Traditional Rates APR** Monthly Payment Per $1,000
New Car 20-21    
3 Years
3.20%
$29.09
4 Years 3.20% $22.17
5 Years 3.20% $18.01
5 1/2 Years 3.20% $16.50
6 Years 3.20% $15.25
Used Car 16-20
3 Years
3.90%
$29.39
4 Years 3.90% $22.46
5 Years 3.90% $18.31
5 1/2 Years 3.90% $16.81
Used Car 13-15    
3 Years
5.10%
$29.89
4 Years 5.10% $22.98
5 Years 5.10% $18.84
Vehicles 2012 and older APR** Monthly Payment Per $1,000
3 Years
5.10%
$29.89
4 Years 5.10% $22.98
5 Years 5.10% $18.84
Recreational Vehicles APR** Monthly Payment Per $1,000
3 Years
4.50%
$29.64
4 Years 4.50% $22.72
5 Years 4.50% $18.58
5 1/2 Years 4.50% $17.07
6 Years 4.50% $15.82

 

Personal Loans

Term APR** Monthly Payment Per $1,000
loans up to $5,000
3 Years
10.99%
$32.45
4 Years 10.99% $25.62
loans up to $10,000
3 Years
12.99%
$33.32
4 Years 12.99% $26.53

Rates based on credit history and credit qualifications. Rates subject to change.

744 Williams Street
Pittsfield, MA 01201
Phone 413.443.1313
Toll Free 800.443.1314

Credit Union of the Berkshires

744 Williams Street
Pittsfield, MA 01201

Phone 413-443-1313
Toll Free 800-443-1314
Teller Phone 413-443-3300
Fax 413-442-1124

OFFICE HOURS

Monday - Friday
9:00AM - 4:30PM
Saturday
9:00AM - 12:00PM

DRIVE UP WINDOW

Monday - Friday
8:30AM - 5:00PM
Saturday
8:30AM - 12:00PM

OUR PARTNERS

MSICNCUAEqual Housing Lender